David Mead -- inexplicably obscure, though Ron Sexsmith chose him as his opening act a few tours back and Fountains of Wayne's Adam Schlesinger has produced two of his CDs. Thought I'd take this opportunity to spread the word.
I agree with you sleepwalker24 Neil finn is a fantastic songwriter.
Yes, his lyrics are beautiful! I'm glad Kinkcan knew that CH song in the Rate This Song thread - he likes CH a lot too!
I'll also add Frank Black from the Pixies too. His lyrics are often quite obscure, a bit strange and a little dark but I do love them! I remember how excited I was to hear his duet with Ray on the See My Friends album.